My name is Eugene Bucciarelli. I am a retired Naval Captain and former mission commander for anti-submarine aircraft, Navy Pilot, and consultant to the Naval Air Systems Command. I spent 10 years on active duty and 17 years in the Naval Reserve. I am also a retired CPA and have been in the Banking Industry for over 40 years. I spent 7 years as a VP of the Audit Department of a national bank, and for the past 30 years, I have operated my own consulting practice, helping community banks with compliance, operations, and internal policies.

I believe that financial health is as important as mental and physical health to leading a balanced life. I feel that the banking industry and its rules and opportunities should be better understood by the average consumer of banking products. Through my articles, I hope to give you a better understanding of the “why” of banking products and services, and how to maximize your interactions. By understanding this part of our financial markets, I hope to empower you to become a better consumer of financial products.